A default notice doesn't mean the bank has already won. Before an auction date gets set, let us walk through what's genuinely available to you — whether that means keeping your home, a negotiated exit, or a clean cash sale that protects your equity and your credit.
Most homeowners don't realize how quickly the window closes. Here's what typically happens after your first missed payment — and where your options begin to narrow.
Find Out Where I Stand →Late fees begin and your servicer starts calling. You still have the most options available — loan modification, forbearance, catch-up plans, or a clean sale entirely on your terms.
Now on public record. The formal foreclosure clock has started. You still have strong options — but the window is narrowing with each passing week.
Your home is scheduled for auction. Some states allow as little as 21 days notice. A fast cash sale or short sale negotiation can still protect your equity here.
Auctioned far below market value. Credit damage lasts 7 years. Equity above the debt may be absorbed. Don't let it reach this point — you almost certainly have better options right now.
We don't arrive with one solution and push it. We look at your equity, loan balance, timeline, and life circumstances — then map out what genuinely makes the most sense.
If there's a realistic path to keeping your home through loan modification, refinance, or a structured plan — we find it first, even if it means not selling to us.
When selling is the right call, we close in as few as 7 days, cover all closing costs, and purchase as-is. No repairs, no showings, no financing contingencies.
If you owe more than the home is worth, we negotiate directly with your lender to eliminate remaining debt and keep a foreclosure off your record.
Sometimes signing the deed back to the lender is the cleanest path. We help you evaluate whether this option fits and guide you through the process.
Inherited a home with missed payments? We work alongside estates, attorneys, and heirs to reach a resolution that protects everyone involved.
Non-paying tenants plus a delinquent mortgage is brutal. We've navigated it many times — and can take the property, tenants included, off your hands.
Fill out the form or call directly. We listen first, ask the right questions, and understand your full picture before suggesting anything.
Within 30 minutes to a few hours, we return with a frank breakdown — what's realistic, what the numbers look like, and what we genuinely recommend.
If a cash offer makes sense, we close when you're ready. If a different path serves you better, we'll point you there — no pressure, no hard feelings.
| Robinhood Property Solutions | Traditional Agent | Wait & Let It Foreclose | |
|---|---|---|---|
| Time to close | 7–21 days | 60–120+ days | Bank's schedule, not yours |
| Repairs required | None — completely as-is | Usually required | Irrelevant |
| Commissions & fees | $0 — we pay closing costs | 5–6% + closing fees | Legal & court costs |
| Credit impact | Minimal | None, if done in time | Severe — up to 7 years |
| Equity preserved | Maximized | Good, if time allows | Often lost at auction |
| You control close date | Yes — you choose | Depends on buyer | No control |
| Works in active foreclosure | Yes | Rarely | N/A |
When I got the foreclosure notice, I was completely paralyzed. I didn't know who to trust. These were the only people who sat down with me, went through every option, and never once made me feel like I was being sold something. I ended up keeping my house.
My mother passed and left me a house with two missed payments and a tenant who refused to leave. I had no idea where to start. Robinhood Property Solutions handled everything — the tenant situation, the arrears, all of it — and I had cash in hand in three weeks.
Two other cash buyers lowballed us and pushed us to sign fast. This team was completely different. They showed us exactly what the numbers meant and why their offer was fair. No pressure, no games. Honesty when we needed it most.
A 15-minute conversation can change what's possible. Tell us where you are and we'll give you an honest assessment — at no cost, with no commitment, and zero pressure to do anything.
Available 7 Days a Week · Response in 30 Minutes or Less · Never Any Obligation
Foreclosure date approaching? You still have options — and we'll lay them out honestly.
See My Options →